The LGPS provides valuable protections for your family if you die whilst in receipt of your LGPS pension.
Benefits payable are in part dependant on the Regulations that were in force at the point you left pensionable employment, so this is a particularly complex area .
If you die on pension as a member of the LGPS, the following benefits are payable:
A lump sum death grant
If you retired and left the LGPS before 1st April 1998
Lump sum death grant may be payable depending on the length of your membership in the LGPS and how much pension and lump sum you have already received. If you die on or after age 75, no lump sum death grant can be paid.
If you retired and left the LGPS from 1st April 1998 to 31st March 2008
Lump sum death grant will normally be payable if you die within 5 years of your benefits coming into payment . The value of the death grant is the balance of 5 years pension payments. If you die on or after age 75, no lump sum death grant can be paid.
If you retired and left the LGPS after 31st March 2008
Lump sum death grant of 10 times your annual pension reduced by any pension already paid to you. If you die on or after age 75, no lump sum death grant can be paid.
Please find all the forms on our forms page.
A survivor’s pension
This is an ongoing pension that is provided for your spouse or civil partner. It is payable immediately on your death for the rest of their life and will increase every year in line with the cost of living.
If you are retired and left the LGPS after 31st March 2008 a survivor’s pension may also be provided to your nominated co-habiting partner. To nominate a co-habiting partner you will need to meet certain criteria and complete a form.
These pensions are payable to your eligible children and increase every year in line with the cost of living. The amount of pension payable depends on the number of eligible children you have.