At retirement you want more than just the Basic State Pension as income. To get more you will have to pay into a pension scheme. The Local Government Pension Scheme (LGPS) is heavily subsidised by your employer and is often viewed as one of the most valuable financial rewards of the job and an excellent way to top up your Basic State Pension.
Membership is normally* automatic for permanent employees under age 75. Some employees who have a contract of less than 3 months may not have automatic membership but can join the Scheme by opting in. Please check your contract of employment to be sure.
For information please read the Short Guide to LGPS 2014 available on our Forms and Resources page, along with the pages below:
- How much does it cost?
- What are the benefits?
- Scheme Sections
- What will I get upon retirement?
- What will my retirement age be?
- What if I change my mind?
- How to join the LGPS?
* If you are employed by a designating body, such as a town or parish council, or by a non-local government organisation which participates in the LGPS (an admission body), you can only join if your employer nominates you for membership of the scheme.