Last year we let you know about a change to the Local Government Pension Scheme rules, if your members left with a deferred benefit before 1 April 1998. We told you that the rules had been changed to allow them to take their benefit at the age of 55 (rather than 60) or their normal pension age. Their normal pension age will be between the age of 60 and 65 depending on when they joined the scheme – they can find this information on their deferred benefit statement

A further change to the scheme rules has been made which now allows them to take their benefit from the age of 55 (rather than only at the age of 55 or normal pension age) – their former employer doesn’t need to provide consent for them to take their benefits between the age of 55 and their normal pension age. They must take payment of their deferred benefit at their normal pension age (if they haven’t taken payment before).

Also, they no longer have to leave all local government employment to take payment of their deferred benefit. This means that if they’re working in another local government employment (ie a different employment to the one they were in when they built up their deferred benefit) they can now choose to take payment of their deferred benefit and continue in their local government employment.

The above changes are backdated to 17 April 2018.

If your member would like to make an application for early payment of their deferred benefit please ask them to email us at pensions@northamptonshire.gov.uk with the following information:

  • name and address,
  • national insurance number,
  • employers name,
  • date of leaving the Local Government Pension Scheme and
  • date they’d like to take their benefits from.
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LGPS Employer Forums 2019

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Policy and strategy consultation

Exit payments cap summary

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Policy and strategy consultation

Changes to buying additional pension contributions

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